Page 3 - AML 30001 - The Standard dedicated to Anti-Money Laundering and Counter-Terrorism Financing (AML/CTF)

ACTIVITIES EXPOSED

TO AML/CTF RISKS

1 |. .Financial institutions that regularly conduct, on behalf of their clients or for their
1 |. .own account, one or more of the following activities or operations:

•-Loans
•-Leasing
•-Manual exchange
•-Money transfer or value services
•-Granting guarantees and underwriting commitments
•-Individual and collective management of assets and wealth
•-Acceptance of deposits and other repayable funds from the public
•-Custody and administration of securities, cash, or liquid assets on
...behalf of others
•-Underwriting and placement of life insurance and other investment
...products related to insurance
•-Other investment, administration, or management operations of funds
...or money on behalf of others
•-Trading and participating in securities issuance and providing related
...financial services
•-Issuance and management of payment instruments (e.g., credit and
...debit cards, checks, money orders, bank drafts, electronic money)

2 |..The following non-financial businesses and professions (NFBPs):

•-Casinos
•-Real estate brokerage
•-Dealers in precious metals and gemstones
•-Lawyers, notaries, other independent legal professions, and accountants,
•-in the context of:
-->-Buying and selling real estate
-->-Managing client capital, securities, or other assets
-->-Managing bank accounts, savings, or securities
-->-Organizing contributions for the creation, operation, or management
-->-of companies
-->-Creating, operating, or administering legal entities or legal structures,
-->-and buying and selling commercial entities
•-Service providers for trusts and companies when:
-->-They act as agents for the establishment of legal entities
-->-They act (or take measures for another person to act) as directors or
-->-secretaries of a capital company, partners of a partnership, or hold a
-->-similar position for other types of legal entities
-->-They provide a registered office, business address, or premises, an
-->-administrative or postal address to a capital company, a partnership,
-->-or any other legal entity
-->-They act (or take measures for another person to act) as trustees of an
-->-“express trust” or perform a similar function for another form of legal
-->-entity
-->-They act (or take measures for another person to act) as shareholders
-->-representing the interests of another person